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Who we help · Rideshare & delivery · Accounting

Accounting for drivers who run five apps and one car.

A driver's books live in two records: the platforms' weekly statements, which hold the gross numbers the CRA now receives directly, and the kilometre log, which decides how much of the car is deductible. Bank deposits are neither. We build driver books from those two sources, so the return matches what the platforms reported and every vehicle dollar survives review.

Rideshare driver at the wheel with a navigation app

The deposit is not the income

Every platform pays a net figure: gross fares and delivery fees, plus tips and tolls, minus the service fee, with HST movements threaded through on the rideshare side. The tax return wants the gross number, with the platform's fee shown as an expense, and the weekly statement is the only place that split exists. Books built from bank deposits understate revenue and expenses at the same time, and because the platforms now send the CRA annual gross figures for each driver, the gap is visible to the one reader who matters.

So we post from statements, not deposits, for every app you drive: Uber, Lyft, Uber Eats, DoorDash, Skip, Instacart. Tips are taxable income whether they came through the app or as cash on the seat. Quest, streak and referral bonuses are income. The airport fee a rider paid through you is a recovered cost, not earnings. Each behaves differently in the HST return that sits behind the books, which has rules of its own covered on our rideshare and delivery tax page.

The kilometre log is the second ledger

Vehicle costs are a driver's biggest deduction, and every one of them, fuel, insurance, repairs, licence and registration, loan interest or lease payments, depreciation, is claimable only at the business-use percentage: business kilometres over total kilometres. That fraction lives or dies on the log. The CRA expects a full logbook for a first complete year, with date, destination, purpose and distance for each trip and odometer readings on January 1 and December 31; after that base year, a three-month sample logbook can support the claim if usage stays within ten percentage points of the base.

Rideshare has its own grey zones. The drive to a pickup, the trip itself and the reposition between pings are business kilometres; the app-off school run is not, and the homeward stretch with the app still on needs a convention applied consistently rather than a guess made in April. We pair the platforms' own trip histories with an automatic tracker such as Driversnote or MileIQ, so both the business number and the total number are provable.

Where each statement line lands

One weekly statement carries half a dozen different accounting facts. This is the mapping we apply to every platform, every week:

Line on the weekly statementWhat it isWhere it goes in the books
Gross fares and delivery feesYour revenue before anythingIncome, at the full amount
Tips, in-app and cashTaxable earnings, not a giftIncome
Quest, surge and referral bonusesConsideration from the platformIncome
Service and booking feesThe platform's cutAn expense, never netted against revenue
HST collected on rideshare faresRiders' tax, collected on your behalfA liability until the return is filed
Tolls and airport feesRecovered costsMatched against the matching expense

Beyond the car, the deductions most drivers miss are small and legitimate: the business share of the phone plan, the dashcam and mount, licence and background-check fees, car washes, and the water in the cupholder. Small amounts, but they recur fifty-two weeks a year, and they only count if something captures the receipts as they happen.

Books sized to the operation

A solo driver does not need enterprise software. They need statements posted monthly, the log running, and a separate bank account so business money stops hiding among groceries. At that scale, CPA Quick Support at $99 a month answers questions as they come up, a CRA letter, a new app's statement format, whether the winter tires go on the car's percentage, without booking a meeting for each one.

A multi-app household or a small fleet is a different file: two or three vehicles, a spouse on deliveries, maybe a driver you pay. That is where End-to-End Accounting carries everything under one roof, bookkeeping in QuickBooks Online with receipts captured through Dext, HST returns on schedule, payroll if you hire, and a statement that shows earnings per vehicle, the number that decides whether the second car is worth its insurance. Year-end then flows straight into Personal Tax Filing or the corporate return with no clean-up bill in front of it. We keep books for drivers across Mississauga and the GTA, and every engagement starts with a free 15-minute discovery call and a written quote.

Common questions

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Do I just report what the apps deposited to my bank?

No. You report gross fares, delivery fees, bonuses and tips, then deduct the platform's service fees as an expense. The platforms report gross figures to the CRA, so a return built on net deposits contradicts information the CRA already holds.

I never kept a kilometre log this year. Is the deduction gone?

Not necessarily. The platforms' trip histories document your business kilometres, and odometer photos, service invoices and a calendar can rebuild the total. We reconstruct a defensible percentage for this year and set up an automatic tracker so next year needs no rescue.

Do I really need accounting software for one car?

Usually not. A solo driver needs disciplined statement records, a running log and a separate bank account; software earns its keep when a second vehicle, a hired driver or an HST registration multiplies the moving parts. We match the system to the scale, not the other way around.

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