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Who we help · Paralegals · Tax services

Paralegal tax filings that know when a retainer becomes income.

Money in your mixed trust account is not revenue, however long it sits there; it becomes income when you deliver the bill, and HST follows the same invoice. Build the return from bank deposits and you tax retainers a year early while missing fees earned but unbilled. We file paralegal T1s and T2s from the billings journal and the trust ledger together, so the income line, the HST return and the By-Law 9 records tell one story.

Paralegal reviewing case files at a desk

The bank deposit is not the taxable event

A block fee collected in December for a trial in February is the client's money until the work is done and the bill goes out, so it lands in the later year's income, not the earlier one. The same timing governs HST: it generally becomes collectible when you deliver the invoice, not when funds reach trust, which means a licensee remitting on deposits is prepaying tax on fees not yet earned. The reverse error is worse: matters finished but unbilled at December 31 are income the CRA expects to see.

This is why we will not prepare a paralegal return from a bank feed alone. The practice-management billing journal and the trust ledger carry the real dates, and when the CRA runs its routine comparison of reported revenue against HST filings, the two reconcile because they were built from the same records.

The $30,000 line, and how paralegals actually cross it

Plenty of licensees start part-time, a docket of provincial-offences files built on referrals and evenings, and the small-supplier threshold means no HST registration until worldwide taxable fees pass $30,000. The trap is that the line is measured over four consecutive calendar quarters, not over a tax year, and it moves under you as the practice grows.

How you cross $30,000What happens
Gradually, across four consecutive quartersSmall-supplier status runs out a month after the quarter that tipped it; registration is due before your next taxable fee
Inside one single quarterStatus ends immediately, and the fee that crossed the line is already taxable
Not yet, but your costs carry HSTVoluntary registration opens input tax credits on software, insurance and rent while fees are still building

We track the running four-quarter total and register at the right moment, because charging 13% late means paying it out of your own fee. Once registered, filing frequency is a choice, annual with instalments, quarterly, or monthly, and we set it to match the practice's cash rhythm rather than defaulting.

Two HST treatments on one small bill

Court and tribunal filing fees you pay as your client's agent are re-billed exactly as paid: no HST added, no input tax credit claimed. Your own file costs, mileage, printing, postage, are part of your fee and carry 13% when recharged, even though some of them cost you no tax at all; CRA policy statement P-209R draws the line between the two. On one Small Claims file, where claims run up to $35,000 but the paralegal's fee is fixed and modest, the difference is pocket change. Across a few years of high-volume filings it compounds into exactly the kind of pattern an HST examiner is trained to find.

We separate the two treatments in your billing setup and test a sample at every HST filing, so the classification stays right without anyone thinking about it file by file.

The return that matches your structure

An unincorporated paralegal reports practice profit on form T2125 inside the T1: the return is due June 15, the balance owing April 30, and once net tax owing tops $3,000, the CRA expects quarterly instalments it will charge interest on whether or not you noticed the reminder. A professional corporation files a T2 within six months of its chosen year-end and pays roughly 12.2% on its first $500,000 of active income in Ontario, with your salary or dividends flowing onto a personal return prepared alongside. We handle both through Corporate Tax Filing and Personal Tax Filing, on a schedule that respects hearing dates instead of colliding with them.

After a strong year we recompute instalments early rather than letting the prior-year formula understate them, and after a lean one we cut them so the practice is not lending the CRA money. When a letter does arrive, a pre-assessment review of an HST return, a request for the vehicle log, CRA Audit & Review Support answers it from working papers we already hold, so a routine query never costs you a week of hearings.

Source: CRA — When to register for and start charging the GST/HST.

Common questions

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I collected a flat fee in December for a February hearing. Which year is it taxed in?

If the money went to trust and the work was done and billed in February, it is income in the later year. The invoice, not the deposit, sets the timing for both income tax and HST.

Do I add HST when I re-bill a tribunal filing fee?

Not when you paid it as the client's agent; it passes through at cost with no HST and no input tax credit. Your own costs, mileage, printing, postage, are part of your fee and take 13% when recharged.

I am under $30,000 in fees. Should I register for HST anyway?

Sometimes. Registration is mandatory only past the threshold, but registering voluntarily recovers the 13% you pay on software, insurance and rent, worth real money while the practice is building, in exchange for filing returns and charging HST from day one.

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