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Who we help · Bars & Pubs · CFO services

A fractional CFO for the pub that is four businesses in one room.

A pub trades as several different businesses in a single week: quiet afternoons of regulars, a packed Friday peak, a live-music Saturday and a kitchen-led Sunday, each with its own economics. Our Fractional CFO work reads the POS by the hour so the roster, the stage and the kitchen are each judged on the trade they actually serve, with a 13-week cash view running underneath all of it.

Bartender pouring a draught beer at the taps

Staff the hours that pay, not the hours you are open

The POS already knows your sales by the hour; the question is whether the schedule has ever met that curve. Our Fractional CFO engagement lays hourly labour, wages plus everything that rides on them, against hourly sales, and the week promptly splits into dayparts with very different economics. The licence lets you pour until 2 a.m.; whether the last hour covers its bartender, barback and door staff is a finance question, and on slow nights the honest answer is often no.

DaypartThe number that decides it
Weekday afternoonContribution per open hour on a skeleton crew of regulars' trade
Friday and Saturday peakThroughput at the taps; sales lost to the queue, not to the price list
Live-music nightsDoor plus drink lift over a normal night, less the full cost of the stage
The last hour before closeRing per hour against late-night labour, security included

Sometimes the profitable move is unglamorous: midnight close on Tuesdays, one bartender until five, the second barback only on nights the taps actually queue. The daypart view turns those from arguments into arithmetic.

Make the stage prove it

Live music earns its slot the way any investment does, on a one-page profit test per night. Revenue is the door plus the drink lift, measured against a baseline of the same weekday without a band, because a Saturday act that merely entertains the crowd you already had bought you nothing. Against that sit the whole costs of the stage: the act's fee, the sound tech, the extra body on the door, and the SOCAN and Re:Sound music licences billed through Entandem that a live room carries all year. The slips and withholding that come with paying performers live on the tax side; here the question is only whether the night made money.

The decisions follow the numbers: which nights deserve a band, whether the cover goes up or the door stays free to protect the lift at the bar, which acts fill seats and which just fill the room with their friends drinking comps. Bars that run this test usually keep live music, but on fewer, better nights.

Wet, dry and whether the kitchen earns its hood

The taps carry a pub's margin with very little labour attached; the kitchen carries most of the labour with thinner margin attached, and blending the two into one food-and-beverage line hides what each is doing. We read the kitchen on its contribution after kitchen labour, not on food cost alone, because a menu can hit its cost target and still lose money every time the second cook clocks in.

What the number usually shows is a choice between three honest shapes: the full menu that genuinely drives dinner trade, the short menu one cook can run to hold the afternoon and soak the evening beer, or handing the kitchen to a resident pop-up that pays its way while your team pours. Any of the three can be right; running the full menu by default, without the contribution math, is the one that quietly is not.

Thirteen weeks of cash, patio in and patio out

A bar's year swings hard around its patio, and the cash squeeze arrives before the good weeks, not after: liquor suppliers effectively sell cash-and-carry, so stocking a long weekend drains the account days before the sales land. We keep a rolling 13-week cash view with the HST quarter, payroll remittances and the big stocking weeks on it, so the tight Thursday in April is visible in February.

The same view is where the patio build or the renovation gets financed on purpose rather than off the line of credit, with a lender package shaped through Business Financing Advisory on statements kept clean through End-to-End Accounting. The quarterly pricing pass belongs in this rhythm too: when a brewery moves its keg price, the pint either follows or the margin quietly absorbs it, and we put that choice in front of you the week the invoice changes rather than at year-end.

The full cadence is deliberately light: a weekly daypart flash, a monthly margin and event review, the quarterly pricing pass, and an annual budget built around the patio dates. It is the finance seat of a small hospitality group, sized for one room. For publicans across Mississauga and the GTA, scope and fee are quoted in writing after a free 15-minute discovery call.

Common questions

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How do I know if my live-music night makes money?

Compare it to the same weekday without a band: the door plus the extra bar sales, against the act’s fee, sound, added door staff and your music licence costs. If the lift over baseline does not cover the stage, the night is marketing, and it should have to earn that label.

Should my bar stay open until 2 a.m.?

The licence allows it; the hourly numbers decide it. When the last hour’s sales do not cover the loaded labour still on the floor, an earlier close on the quiet nights adds profit while changing almost nothing your regulars notice.

Does my pub actually need the kitchen?

Judge it on contribution after kitchen labour, not food cost. The answer is sometimes a full menu, often a short one a single cook can run, and occasionally a resident pop-up that pays rent while your margin stays at the taps.

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