For loans up to $100,000, the cost starts at $3,000, excluding the business plan, which can be provided for an additional fee. For loans exceeding $100,000, the business plan and all related services are included, with the fee increasing based on the loan amount and the complexity of the work.

Our comprehensive loan support packages typically include:
1. Business Plans: Provided for loans over $100,000 to strengthen your application.
2. Financial Statement Preparation: Ensures reliable, compliant documentation.
3. Projections: Offers detailed financial forecasts to demonstrate business viability.
4. Consulting: Tailored guidance for your specific loan requirements.
5. Bank Communication: Acts as the primary liaison with financial institutions.
6. End-to-End Support: Covers the entire loan application process to secure optimal rates and terms.

Lenders typically require a loan-to-value (LTV) ratio of 10% to 30%, meaning you may need to contribute this percentage of the total loan amount. The exact amount varies based on the loan's purpose, the lending program, and the collateral provided.

Yes, your credit score is a key factor:
‍Why it matters: Lenders use it to assess the risk of lending to you.
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‍Impact:
‍High Credit Score: Qualifies for lower interest rates and better terms.
‍Low Credit Score: May result in higher interest rates or stricter conditions.

Consider these strategies:
1. Improve Your Credit Score: Reduce debt and maintain a low credit utilization ratio.
2. Offer Collateral: Secured loans typically come with lower rates.
3. Shop Around: Compare lenders to find the most competitive rates.
4. Present Strong Financials: Accurate statements and projections can improve your application’s strength, even with a lower credit score.

Even if your credit score is a challenge, strong collateral or financial documentation can help secure better loan terms.